Terms of Use for accessmyinsurance.com

Last Updated: January 31, 2020

Welcome to Access My Insurance which is owned and operated by Matrix Software, Inc (“Matrix”). Please read these Terms of Use completely. This agreement documents the legally binding terms and conditions attached to the use of the site at accessmyinsurance.com.

Privacy Policy
To receive information about Access My Insurance’s Privacy Policy, please visit accessmyinsurance.com/privacy-policy.

Your Use of This Site
You may not use this site to engage in any illegal activity. You may not use this site to engage in conduct which is defamatory, libelous, threatening or harassing or that infringes on a third party's intellectual property or other proprietary rights. In the event you engage in activity that is illegal, defamatory, libelous, threatening, or harassing, Matrix reserves the right to disclose any information you provide through the use of this site or other Matrix owned electronic sites or applications to law enforcement authorities as deemed appropriate in the sole discretion of Matrix. You agree that any information you provide through this site will be truthful and accurate. Matrix reserves the right to require a customer change their User ID or answers to security questions if they are deemed inappropriate at the sole discretion and judgment of Matrix. By using or accessing the site in any way, viewing or browsing the site, or adding your own content to the site, you are agreeing to be bound by these Terms of Use.

Messages and Notifications
The Access My Insurance messaging and notification systems are private systems intended only for purposes authorized by Matrix. You are not authorized to send numerous unsolicited commercial messages or notifications to any enrolled users. Matrix reserves the right to take actions as may be necessary to prevent misuse of its messaging and notification system by unauthorized parties.

Disclaimer of Warranties
Any information, services, materials, software or other items on this site are provided "as is" without any warranty of any kind, either expressed or implied, including without limitation the implied warranties of merchantability and fitness for a particular purpose. Matrix does not warrant that this site will be uninterrupted or error free. Any risk arising out of use or performance of the information, services, materials, software or other items remains entirely with you. Under no circumstances will Matrix be liable for any damages whatsoever arising out of the use or performance of the information, services, materials, software or other items.

Secured Areas/Passwords
Some portions of this site are restricted and require authorization for access. Unauthorized use of or access to these areas is prohibited. Actual or attempted unauthorized use of or access to such areas may result in criminal and/or civil prosecution. Attempts to access such areas without authorization may be viewed, monitored and recorded and any information obtained may be given to law enforcement organizations in connection with any investigation or prosecution of possible criminal activity on this system. If you are not an authorized user of such areas or do not consent to continued monitoring, you should not attempt to access such areas.

If you are an authorized user of any restricted area, you are responsible to maintain the security/confidentiality of your password. DO NOT SHARE YOUR PASSWORD WITH ANYONE. Matrix will not ask you for your password. If you know or suspect that your password has been compromised, change your password immediately. If you suspect any unauthorized activity related to your account, you should contact Matrix. Matrix will not be responsible if you do not properly secure your password or if you choose to share your password with anyone else. In order to protect your personal information Matrix encourages you to change your password every six months.

Limitations of Liability
Under no circumstances including, but not limited to, negligence, shall Matrix or any of its related, affiliated companies be liable for any direct, indirect, incidental, special, consequential or punitive damages that result from the use of, or the inability to use the Access My Insurance website. You specifically acknowledge and agree that Matrix is not liable for any defamatory, offensive or illegal conduct of any user. If you are dissatisfied with any Terms of Use, your sole and exclusive remedy is to discontinue using this website.

Insurance Quotes/Coverages
All quotes generated by this site are estimates based upon the information you provided and are not a contract, binder, or agreement to extend insurance coverage. Any coverage descriptions provided on this site are general descriptions of available coverages and are not a statement of contract. To obtain coverage you must submit an application to your agency. All applications are subject to underwriting approval. Coverages and availability may vary by state or province; and additional minimum coverage limits may be available in your state. For additional information, please contact your agent.

SMS Texting Terms and Conditions
Access My Insurance provides one-time standard-rate SMS (Short Messaging Service) programs which provide various types of information to our Access My Insurance customers. Users in our programs have provided express consent to receive messages from Access My Insurance. Message and data rates may apply.

Other Agreements
These Terms of Use apply to your use of this site and do not change or alter any other contract or agreement between you and Matrix.

Changes to This Document
The content of this site and these Terms of Use are subject to change without prior notice.